At Kobren Insight Management, we offer a wide variety of investment programs to ensure that we can build a portfolio that will appropriately match your investing needs and financial situation.
Managed Mutual Fund and/or ETF Portfolios ($250,000 minimum investment)
Even in large portfolios, the liquidity, diversification and professional management offered by mutual funds is difficult to duplicate. Mutual funds offer great flexibility in meeting your preferred asset allocation mix. A typical Managed Mutual Fund Portfolio will consist of 5-10 different funds representing different areas of investment expertise. As market conditions or your own circumstances change, or if a manager fails to live up to our expectations (or a better opportunity is identified), we adjust your portfolio as necessary.
Individual Bond Portfolios ($500,000 minimum investment)
Individual bonds offer our clients a high degree of flexibility. Portfolios can be customized to suit your individual income needs. Bond market veteran, Chris Keith builds the individual bond portfolios for our clients, generally using a laddered maturity schedule. This strategy gives our clients greater control of principal while reducing the impact of interest rate fluctuations. If rates rise, we will have the opportunity to invest the proceeds of maturing bonds at higher rates. If rates decline, we will have effectively locked-in higher rates on the current bonds held in the portfolio.
Managed 401(k) Portfolios
The Kobren Retirement Solution brings a managed portfolio option
to 401(k) plans. Many plan participants lack the investment knowledge and discipline
to effectively manage their 401(k) investments. The Kobren Retirement Solution
solves this problem by offering five mutual fund portfolios -- each targeted
to a specific risk level from aggressive to conservative -- designed and actively
managed by Kobren Insight Management. These portfolios and educational services
are offered to all plan participants regardless of portfolio size. All the participant
has to do is select the portfolio that best matches their financial needs and
risk tolerance (KRS provides help for the participants to do this). If you are
a participant in a 401(k) plan who would like us to contact your plan sponsor
about making this option available to you, e-mail
Joshua Jones, Vice President. You may also contact
Josh if you're a third party administrator, plan sponsor or 401(k) plan marketer
who would like more information on The Kobren Retirement Solution.
Managed Annuity Portfolios ($100,000 minimum investment)
Investors with a variable annuity can take advantage of our Managed Annuity Portfolios. Kobren Insight Management will select and manage the funds in your variable annuity using the same research and disciplined investment approach that we employ with our Managed Mutual Fund Portfolios. 
