When you use Kobren Insight Management, Inc. as your investment advisor, you entrust us with not only your hard-earned assets, but also with your personal and financial data. We consider your data to be private and confidential and consider your privacy our utmost concern.

In order to provide you with the best possible service, we collect certain non-public personal information about you from information you provide on applications or other forms (such as your address and social security number), and information about your account transactions with us (such as purchases, sales and account balances). We may also collect such information through your account inquiries by mail, email or telephone.

We do not disclose any non-public personal information about you to anyone, except as permitted by law. Specifically, so that we may continue to offer you services that best meet your investing needs, and to effect transactions that you request or authorize, we may disclose the information we collect, as described above, to companies that perform administrative or marketing services on our behalf, such as transfer agents, or printers and mail houses that assist us in the distribution of investor materials. These companies will use this information only for the services for which we hired them, and are not permitted to use or share this information for any other purpose.

If you decide at some point either to close your account(s) or to become an inactive client, we will continue to adhere to the privacy policies and practices described in this notice.

With regard to our internal security procedures, we restrict access to your personal and account information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards to protect your non-public personal information.

As mandated by rules issued by the Securities and Exchange Commission, we will be sending you a notice of our privacy policy annually, as long as you remain our client. We sincerely appreciate your business and look forward to working with you for many years to come.