Please read the following terms and conditions carefully before using this site.

By using this site, you agree to these terms. If you do not agree to these terms, do not use this site. The Kobren Insight Group reserves the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. We suggest that you check these terms periodically for changes. If you use this web site after we post changes to this section, you accept the changed terms.

Copyright Policy
The contents of the Kobren Insight Group sites on the Internet, including but not limited to the Fidelity Insight, FundsNet Insight and Kobren Insight Management sites, are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos.

All information and content on the Kobren Insight Group web sites, including but not limited to the Fidelity Insight, FundsNet Insight and Kobren Insight Management sites, are subject to applicable statutes and regulations, furnished "as is", without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Non-U.S. Investors
These materials are not an offer to sell or a solicitation of an offer to buy any security, nor shall any such security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.

Third-Party Content
The Kobren Insight Group is in no way responsible for the content of any site owned by a third party that may be linked to any Kobren Insight Group web site, including but not limited to the Fidelity Insight, FundsNet Insight and Kobren Insight Management sites, via hyperlink, whether such hyperlink is provided by Kobren Insight Group or by a third party.